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DIFC Free Zone Company Setup

DIFC is Dubai's financial free zone and the leading financial hub between London and Singapore. English common law courts, independent DFSA regulator, home to 5,500+ financial firms including Goldman Sachs, HSBC, Standard Chartered and major fintechs. Breeo International is an official channel partner, so your application is filed through a verified route with priority processing.

  • 100% foreign ownership
  • Packages from AED 30,000
  • Visa and bank account handled
  • Fast licence issuance
DIFC, Dubai International Financial CentreDIFC, Dubai International Financial Centre

Why DIFC?

DIFC is Dubai's financial free zone and the leading financial hub between London and Singapore. English common law courts, independent DFSA regulator, home to 5,500+ financial firms including Goldman Sachs, HSBC, Standard Chartered and major fintechs. Breeo International is an official channel partner, so your application is filed through a verified route with priority processing.

English common law jurisdiction with independent DIFC Courts (not UAE civil law)
Independent regulator (Dubai Financial Services Authority, DFSA) separate from UAE central bank
Home to Goldman Sachs, HSBC, Standard Chartered, BlackRock and 5,500+ financial firms
DIFC FinTech Hive incubator, Innovation Licence from AED 1,500 for early-stage fintech
0 percent corporate tax for qualifying activities, 0 percent personal income tax
Preferred structure for funds, family offices, insurance and fintech

Activities covered

DIFC is set up for these business types. Pick one or combine within the same group under one licence.

Fund management
Family office and wealth management
Investment banking and advisory
Insurance and reinsurance
Fintech and payments
Legal and professional services
Holding companies

Visas and office

Visa quota tied to office size. DIFC's prestige address helps larger visa quotas get approved; family offices often secure 5 to 20 visas on compact footprints.

Flexi-desk included in base package
Visa quota scales with office size
Private offices available for larger teams
Residence visas for shareholders, employees and family

Banking

DIFC entities get preferred onboarding with major international banks: HSBC, Standard Chartered, Emirates NBD Private Banking, FAB. Multi-currency, private banking and institutional accounts common.

Pre-matched to the bank most likely to approve your file
Compliance file prepared end to end by Breeo
Multi-currency and merchant accounts arranged on request

Audit and tax

Mandatory annual audit for all DIFC entities by DFSA-approved auditors.

UAE corporate tax at 9% above AED 375,000 profit
Qualifying Free Zone Person 0% rate available on qualifying income
VAT at 5% above AED 375,000 turnover (if applicable)
Breeo handles registration, filing and compliance

Frequently asked questions

What is DIFC and how is it different from a Dubai free zone?

DIFC is a financial free zone with its own English common law system, its own courts and its own regulator (DFSA). It is separate from mainland UAE law and from the Dubai free zone system. Reserved for financial services, legal and professional firms.

How much does DIFC company setup cost?

Base DIFC licence costs AED 30,000 to AED 120,000 per year depending on activity. DIFC Innovation Licence for fintech startups starts at AED 1,500 for the first year. Office rent in Gate Building and Index Tower runs AED 300 to AED 500 per sq ft.

Can I run a fintech company in DIFC?

Yes. DIFC offers an Innovation Licence for fintech startups (AED 1,500 for year 1) through DIFC Innovation Hub. Full fintech activities (payments, crypto, lending) need DFSA licensing which takes 3 to 9 months.

Is DIFC regulated by the UAE Central Bank?

No. DIFC is regulated by the DFSA (Dubai Financial Services Authority), an independent regulator. UAE Central Bank regulates onshore financial institutions. This is a key reason international financial firms prefer DIFC.

Does DIFC qualify for 0 percent corporate tax?

Yes for Qualifying Free Zone Persons meeting substance and qualifying-income rules. DIFC also exempts foreign residents from UAE personal income tax (which is 0 percent across the UAE anyway).

Set up in DIFC with Breeo

Tell us your activity and visa count and we will send today's exact DIFC package with no hidden extras.

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Last reviewed by the Breeo team · 2026-10-14

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